No-Cost Refinance

No-Cost Refinance

Buy Now, Breathe Easy. Get a No-Cost Refinance if Rates Drop!

Right now is a great time to buy a new home from Visionary Homes. We know interest rates are higher than what we have been used to for the past few years, but the prices of homes are amazing. We want to help with your peace of mind and your payments. Making a new home attainable for you. Like they always say,” You marry the house, not the mortgage.”

If you purchase any Visionary Home from now to the end of the year, whether a quick-move-in home or if you go under contract to build, we have a deal for you. When you buy one of our homes by the end of 2024, if mortgage interest rates drop within the first 12 months of your living there, you can refinance with our preferred lender First Colony Mortgage at no additional cost to you. That’s right, no cost to you. 

How does that work?

Mortgage interest rates have risen this year and have made payments go up on homes. Many people choose to refinance after a year or two as they see rates come down. A refinance will help to reduce monthly payments and save on interest too. Typically a normal mortgage refinance has some up-front costs. But not this time! If you buy a Visionary Home or go under contract with us before the end of the year you will be able to do a no-cost refinance if rates drop within your first year. 

This limited-time offer is available on ANY Visionary Home that closes are goes under contract by the end of 2024 and is refinanced with our preferred lender First Colony Mortgage

We've got homes ready for you!

Explore Available Quick Move-In Homes
This no-cost refinance offer available on any Visionary Homes home purchased between September 12 and December 31, 2023. Any home, whether inventory homes or new contracts during that time period, may qualify for no-cost refinance offer  if mortgage interest rates go down within the first 12 months of home ownership. This is a one-time offer to refinance for buyers that qualify and refinance with our preferred lender, First Colony Mortgage. Buyer must have lived in home a minimum of 6 months from initial closing in order to refinance. Some restrictions apply, and are subject to credit approval. This offer is not a commitment to refinance at a specific interest rate, as rates are subject to change. Must contact First Colony Mortgage for additional program details and restrictions. Offer available until December 31, 2023.