You Can Buy Now and Save Now

You Can Buy Now and Save Now

June 30, 2022

The housing market has been a bit of a roller coaster lately. There are still so many great opportunities to buy and build a new home in Utah, but we want to help Visionary Homes buyers to start saving money right now. Through the month of August if you Buy Now, you Save Now. What does that mean? If you find the perfect Visionary home or community and go under contract before the end of August, we will give you up to 3% back. You can put it towards closing costs on your home or to even use to buy down your interest rate to lower the monthly payment. That is potentially thousands of dollars in savings in upfront closing costs or on your monthly payments for the life of the loan.  Who doesn't like saving money?



As you have been shopping for that first home, or forever home and wished you wouldn't have waited, don't wait any longer. This offer is exclusive to select Visionary Homes communities and only for a limited time. Remember, you can use the money towards: 

  • Buying Down the Mortgage Interest Rate
  • Closing Costs
  • Mortgage Pre-Paids


MAJOR SAVINGS | BUYING DOWN THE INTEREST RATE

If you choose to use the money to buy down your interest rate, not only will it save you on your monthly mortgage payment, but look at how much it will save over the life of the loan! **

EXAMPLE MONTHLY PAYMENT

     Purchase Price: $499,900

     Market Rate: 5.375%
     Estimated Monthly Payment: $2,659
     Buy Down Rate: 4.375% (4.651% APR)
     Estimated Monthly Payment with Rate Buy Down: $2,371


Maybe you could get that new washer and dryer or couches for your living room. Just think of the possibilities. Contact a New Home Consultant today for more information to Buy Now and Save Now! 


Did you know you can lock in your interest rate for up to 180 days with First Colony Mortgage? That will give you peace of mind knowing what your payment will be right from the start.


Additional Information: 
*Exclusive offer available for homes in select communities that go under contract before August 31, 2022. This is for new contracts only. The listed offer of “up to 3% Back” varies by community and can be used toward closing costs, prepaids, or to buy down the mortgage rate. Details and amounts are community specific and are subject to change. Must use Visionary Homes preferred lender, First Colony Mortgage, to obtain offer. Certain restrictions apply, contact sales agent for more details. For mortgage and rate buy down questions, details and restrictions, please contact First Colony Mortgage loan officer. All loans are subject to credit approval, not all will qualify. Offer ends August 31, 2022. 
**The scenario listed above is on a new home purchase price of $499,000 with a 5% down payment on a Conventional 30-year fixed rate loan. The figures are based on a 740 credit score. The savings above are for example purposes and may vary by purchase price, down payment amount, offer percentage by Visionary Homes community, etc. These are not guaranteed payment amounts. Rates are subject to change without notice, buy down rate may vary.