Preferred Lender Incentive
Up to $5,000 available for homebuyers who finance their home through our preferred partner: First Colony Mortgage. Leveraging our partnership with FCM allows us to ensure that your closing process is smooth with no delays due to documents or pre-qualification.
Built Around What Matters.
More Home. More Flexibility. Lower Monthly Payments. Explore monthly savings with 4.99% (APR 5.0987%) 7/6 ARM on select quick move-in homes!*
*Special savings and financing opportunities are available on select quick move-in homes. Buyer must finance through First Colony Mortgage Corporation (NMLS ID 3112) to qualify. The advertised 4.99% rate is the initial interest rate on a 30-year conventional 7/6 adjustable-rate mortgage (ARM) and reflects an annual percentage rate (APR) of 5.987%.
This loan is an Adjustable Rate Mortgage. The interest rate and principal and interest payments are subject to increase after consummation. The interest rate is fixed for the first seven years. Beginning with the 85th month the rate and payment will adjust, and will adjust every six months thereafter, based on the sum of the 30-Day Average SOFR index (at 3.648% as of September 14, 2026) plus a margin of 3.000%. The rate may increase by up to 5% at the first adjustment and up to 1% at each adjustment thereafter, subject to a lifetime maximum interest rate of 9.99% and a minimum of 3.00%.
Based on a $430,000 purchase price and a $344,000 loan amount with 20% down, a 0.5% discount point paid by the buyer, and a 740 credit score, this transaction would have 84 monthly principal and interest payments of $1,844.56 at the initial rate of 4.990%, followed by 276 monthly principal and interest payments of $2,141.88 at the fully indexed rate of 6.648%. Payments shown are principal and interest only and do not include taxes, insurance, or HOA dues, so actual payments will be higher.
Rates and APR are effective September 14, 2026, depend on borrower qualification, and are subject to change without notice due to market conditions. Financing is subject to credit approval and is not a commitment to lend. Offers, availability, eligibility requirements, terms, conditions, and deadlines vary by home and may change or end without notice. Contact a Visionary Homes Sales Professional or a First Colony Mortgage Loan Officer for current availability, complete program details, and financing terms.
First Colony Mortgage Corporation is not affiliated with any third parties that may be referenced in this communication.
Visionary Golden Finds
If you're looking for the best deal on a Visionary home, start with our Golden Finds. These select quick move-in homes feature some of our strongest opportunities, pairing great homes with added value that can make your next move even more affordable. Availability changes as homes sell, so check back often to see what you can find.
