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Carson Ridge - Salem

Starting From $649,990

Monthly payment starting at $4,018.57*

166 West Reo Drive, Salem, UT 84653

3,337-4,426 3-4 2-4 2.0-3.0

Carson Ridge - Salem

Salem, UT 84653

From $649,990

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Visionary Homes reserves the right to make changes at any time. Floorplans, Dimensions, Elevations, Amenities, Pricing, and Site Maps are deemed reliable but may be modified. Renderings do not depict exact finishes, designs, or landscaping. Please verify community, product and pricing details with a Visionary Homes Sales Professional. Visionary Homes does not offer financing and nothing on this website constitutes an offer to apply for or receive any financing or other credit. Any loan pricing, interest rates, or other financing information referenced on the website is provided for illustrative purposes only. No representation is made that mortgage financing is or will actually be available from a lender on the same or similar terms as any sample terms referenced on this website, and all questions concerning mortgage financing, eligibility and loan costs, interest rates, monthly payments, insurance, taxes, expenses, and other related matters should be addressed directly with your lender of choice. All pricing, features, and availability are subject to change without notice.

*Special savings and financing opportunities are available on select quick move-in homes. Buyer must finance through First Colony Mortgage Corporation (NMLS ID 3112) to qualify. The advertised 4.99% rate is the initial interest rate on a 30-year conventional 7/6 adjustable-rate mortgage (ARM) and reflects an annual percentage rate (APR) of 5.987%.

This loan is an Adjustable Rate Mortgage. The interest rate and principal and interest payments are subject to increase after consummation. The interest rate is fixed for the first seven years. Beginning with the 85th month the rate and payment will adjust, and will adjust every six months thereafter, based on the sum of the 30-Day Average SOFR index (at 3.648% as of September 14, 2026) plus a margin of 3.000%. The rate may increase by up to 5% at the first adjustment and up to 1% at each adjustment thereafter, subject to a lifetime maximum interest rate of 9.99% and a minimum of 3.00%.

Based on a $430,000 purchase price and a $344,000 loan amount with 20% down, a 0.5% discount point paid by the buyer, and a 740 credit score, this transaction would have 84 monthly principal and interest payments of $1,844.56 at the initial rate of 4.990%, followed by 276 monthly principal and interest payments of $2,141.88 at the fully indexed rate of 6.648%. Payments shown are principal and interest only and do not include taxes, insurance, or HOA dues, so actual payments will be higher.

Rates and APR are effective September 14, 2026, depend on borrower qualification, and are subject to change without notice due to market conditions. Financing is subject to credit approval and is not a commitment to lend. Offers, availability, eligibility requirements, terms, conditions, and deadlines vary by home and may change or end without notice. Contact a Visionary Homes Sales Professional or a First Colony Mortgage Loan Officer for current availability, complete program details, and financing terms.

First Colony Mortgage Corporation is not affiliated with any third parties that may be referenced in this communication.

Visionary Homes is an Equal Housing Opportunity Builder.

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